Can I sell my car if I still owe money on it?
Yes — Sell My Car STL coordinates payoffs with your lender and will handle payoff and title transfer as part of the sale.
Quick Summary
If you owe money:
- We obtain lender payoff figures
- We coordinate payoff and title transfer
- Any remaining equity is paid to you
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Answered by Ryan Tharp
Last updated 10/29/2025, 12:26:50 PM
You can sell a financed vehicle. We work directly with your lender to obtain payoff amounts and manage the payoff during the transaction. If the sale proceeds exceed the payoff, you receive the remaining equity; if the payoff is larger we will explain options to settle the difference. Provide loan details early to streamline the process.
Ryan Tharp
General Manager, South County
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