Can I sell my car if I still owe money on it?
Yes — Sell My Car STL coordinates payoffs with your lender and manages the necessary paperwork so you can sell despite an outstanding loan.
Quick Summary
Key points when you owe money:
- We handle lender payoff communication
- Your loan is paid off as part of the sale
- We explain any remaining balance or checks to you
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Answered by Ryan Tharp
Last updated 10/29/2025, 12:09:07 PM
You can sell a vehicle that still has a loan. Our team works directly with your lender to obtain payoff figures, arrange the payoff as part of the transaction, and complete title transfer paperwork. If there’s a remaining amount after payoff we’ll settle that with you; if the sale covers the loan you receive the net proceeds. Tell us any loan details up front so we can streamline the process.
General Manager, South County
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